Rihanna has surpassed Beyoncé as the world's wealthiest female musician with a net worth of $1.6 billion, driven by her successful business ventures like Fenty Beauty and Savage X Fenty. Her wealth is also bolstered by $800 million in music royalties from hit songs. Rihanna's inclusive approach to beauty and lingerie has disrupted industries, with Fenty Beauty's diverse shade range and Savage X Fenty's body positivity setting new standards. This shift highlights a trend of musicians diversifying income streams beyond traditional music sales and touring, reshaping the industry landscape.